For many children, some of their happiest memories come from activities outside the classroom. Whether it's joining a sports club, learning an instrument, taking part in after-school activities, or going on a school trip, these experiences can help children build confidence, develop new skills, and make lasting friendships.

However, in our recent parent survey, the cost of extracurricular activities and school trips was a significant concern for many families.

With household budgets already stretched by everyday expenses, finding extra money for club fees, equipment, lessons, or trips can feel difficult. Many parents told us they worry about their child missing out on opportunities because of cost.

If this sounds familiar, you're not alone. There may be ways to reduce costs, access support, and help your child take part without putting additional pressure on family finances.

Speak to your child's school

Many schools understand that the cost of activities and trips can be challenging for families.

If you're worried about a trip or activity fee, it may be worth speaking to the school directly. Some schools can offer payment plans, reduced costs, bursaries, or support through hardship funds.

While it can sometimes feel uncomfortable to ask, schools are often keen to ensure children can participate wherever possible.

Look for local council and community programmes

Many local councils offer free or low-cost activities for children and young people during school holidays and throughout the year.

Libraries, leisure centres, youth clubs, and community organisations often run sessions that provide opportunities for children to socialise, learn new skills, and stay active without significant costs.

It's worth checking your local council's website to see what support and activities are available in your area.

Explore the Holiday Activities and Food (HAF) Programme

The Holiday Activities and Food programme provides free holiday clubs and activities for eligible children across England during school holidays.

Activities vary by area but can include sports, creative workshops, outdoor activities, and day trips.

You can learn more about the programme on the government's website or through your local council.

Ask about equipment loans or second-hand options

Some activities can involve additional costs for equipment, uniforms, or specialist clothing.

Many sports clubs, schools, and community groups operate second-hand uniform schemes or equipment loan programmes to help families reduce costs.

Before purchasing new items, it can be worth asking whether pre-loved or borrowed alternatives are available. Alternatively you can search on platforms like Vinted and Facebook Marketplace for affordable second-hand items.

Look for grant and funding opportunities

Some charities and organisations offer grants to help children access activities, equipment, educational opportunities, and experiences that support their wellbeing and development.

Depending on your circumstances, there may be local or national support available to help with costs that would otherwise be difficult to manage.

You can also use funding search tools such as Turn2us Grants Search to explore grants and charitable funds that may be available to your family. Turn2us allows you to search for support based on your personal circumstances and can be a useful starting point when looking for additional help.

Useful resources to check out

Holiday Activities and Food Programme (HAF): Provides free holiday clubs and activities for eligible children during school holidays

Family Fund: Offers grants and support for families raising disabled or seriously ill children

MoneyHelper: Free guidance and resources for managing household budgets and finances

Your local council: Many councils provide information on holiday activities, youth services, leisure schemes, and family support available in your area

Are you a parent struggling financially?

If you work in the UK fashion and textile industry and are finding it hard to make ends meet, FTCT may be able to help. We believe every child deserves the chance to thrive, which is why we provide grants to support families during challenging times.

Could you apply for an FTCT grant?

You may be eligible if:

• you work or have recently worked for a UK fashion or textile employer, and
• you are caring for a child under 18.

FTCT supports families experiencing financial difficulties due to:

• Financial hardship due to job loss, illness, or bereavement
• Being rehoused after homelessness or unsafe living conditions
• Long-term low income and ongoing financial pressure

What can an FTCT grant help with?

Our grants can contribute towards:

• Clothing and school uniforms
• Bedroom furniture
• Study equipment, including laptops
• White goods and essential household items
• Specialist or sensory equipment
• Therapy and wellbeing support

Don’t work in fashion or textiles?

If you have never worked for a UK fashion or textile company, unfortunately we won't be the right charity for you. Please try this list of other charities who might be able to help your family.

Related FTCT support

You might also be interested in:

Making the Summer Holidays More Manageable on a Budget

How to Support Your Child When You’re Feeling Stressed

Making School Uniform Costs More Manageable